Ecuador
Importers: pay international suppliers with USDC and milestone protection
A digital alternative to coordinate supplier payments, reduce operational friction and use protected payment when the supplier is new or the order is large.
Costs and taxes
Paybrok uses digital dollars on Stellar. Each user should review costs, tax obligations and outbound payment treatment with their advisor before operating.
Protected-payment costs
| Agreement amount | Paybrok release fee |
|---|---|
| $5,000 | $85 |
| $20,000 | $260 |
| $50,000 | $560 |
Progressive calculation: 2% on the first $2,000, 1.5% on the portion from $2,000 to $10,000 and 1% above that. Stellar network, provider or local-conversion costs are not included.
Flow
- Fund USDC through an available route or transfer it over Stellar.
- Your supplier opens a Paybrok wallet for a protected agreement.
- For a trusted supplier, you may use a direct Stellar payment.
- For protection, create an agreement, share it and wait for formal acceptance.
- Split the payment into milestones such as deposit, shipment, transit, arrival or final delivery.
- The supplier attaches evidence such as invoices, insurance, bill of lading, tracking or photos.
- Both sides see protected, pending and released amounts plus network proofs.
Direct payment vs protected payment
| Direct payment | Protected payment | |
|---|---|---|
| Speed | 5 seconds | By milestone |
| Protection | Trust between parties | Conditional release |
| Best for | Known supplier | New supplier or large order |
FAQ
Does my supplier need Paybrok?
For Protected payment, both parties need a Paybrok wallet compatible with the contract.
What if they do not deliver?
Open a dispute and Paybrok reviews evidence before executing a release or refund.
Is it legal?
Paybrok provides wallet and protected-payment software. Each user is responsible for local reporting and compliance.