Colombia and Ecuador
Protect international purchases with USDC
Buyer and supplier agree on amounts, milestones, dates and evidence. Funds remain locked in the contract and are released as agreed conditions are met.
A well-documented transaction
Keep milestones, invoices, shipping documents and receipts in one agreement so buyer and supplier can confirm each stage.
If you already use Binance
Buy or hold USDC in Binance, withdraw it over the Stellar network to your Paybrok address, and create a milestone-based Protected payment. It is a direct transfer and requires no bridge, swap or additional integration.
The same flow works with any exchange that supports USDC withdrawals over Stellar.
Published fees
| Item | Paybrok fee |
|---|---|
| Create, share and protect funds | 0% |
| Normal release | Minimum 3 USDC; progressive 2%, 1.5% and 1% tiers |
| Open a dispute | 0% |
| Paybrok arbitration | Same tiers on the disputed amount; minimum 5 USDC and maximum 250 USDC |
| Normal refund without arbitration | 0% |
The agreement screen shows the exact amount before funds are protected. Stellar network fees and external conversion costs are separate.
Flow
- One party creates the agreement with goods, amount, milestones, dates, review and required evidence.
- They share the link through WhatsApp, email or another channel.
- The counterparty opens the link, reviews the terms and creates or opens a Paybrok wallet.
- The payer signs and protects USDC on Stellar; the supplier has not received the money yet.
- Supplier, buyer or their advisors attach the documents agreed as evidence.
- The buyer verifies the relevant facts outside Paybrok and releases only a compliant milestone.
- If there is disagreement, either party opens a dispute before release.
Clear roles at every stage
Paybrok protects the funds
It records the agreement, locks the funds, organizes milestones and evidence, and processes authorized releases or refunds.
Your team validates delivery
The buyer, customs broker or inspector reviews the goods and agreed documents, then adds the evidence to the relevant milestone.
Direct payment vs protected payment
| Direct payment | Protected payment | |
|---|---|---|
| Speed | 5 seconds | By milestone |
| Protection | Trust between parties | Conditional release |
| Best for | Known supplier | New supplier or large order |
FAQ
Does my supplier need Paybrok?
Both parties use a Paybrok wallet to sign and participate in Protected payment. A new user can create one after opening the link.
What happens after a missed delivery?
The milestone stays protected. Either party can open a dispute and attach the agreement, communications and evidence.
How does my customs broker participate?
Your broker can review the goods and documents and provide the records that the parties add as agreement evidence.