Ecuador
Importers: pay international suppliers with USDC and milestone protection
A digital alternative to coordinate supplier payments, reduce operational friction and use escrow when the supplier is new or the order is large.
Costs and taxes
Paybrok uses digital dollars on Stellar. Each user should review costs, tax obligations and outbound payment treatment with their advisor before operating.
Compare costs before paying
| Transfer | Traditional bank | Paybrok | Reference difference |
|---|---|---|---|
| $5,000 | ~$350 | ~$80 | $270 |
| $20,000 | ~$1,400 | ~$320 | $1,080 |
| $50,000 | ~$3,500 | ~$800 | $2,700 |
Reference example based on common transfer costs, fees and spread. Not tax, legal or financial advice.
Flow
- Buy USDC through an approved local provider.
- Your supplier in China, the US or Europe opens Paybrok or uses a compatible Stellar wallet.
- If this is a trusted supplier, send USDC in seconds.
- If you need protection, create an agreement with the supplier wallet, share it by WhatsApp or email and wait for formal acceptance.
- The payment is split by milestones: deposit, shipment, transit, arrival or final delivery.
- The supplier attaches invoice, insurance, container transport, bill of lading, tracking, shipment certificate or photos.
- Both sides see total, escrow, pending, released and blockchain hashes to verify locked funds.
Direct payment vs protected payment
| Direct payment | Protected payment | |
|---|---|---|
| Speed | 5 seconds | By milestone |
| Protection | Trust between parties | Conditional release |
| Best for | Known supplier | New supplier or large order |
FAQ
Does my supplier need Paybrok?
Not necessarily. Paybrok or a compatible Stellar wallet is ideal; if they use another network, review conversion with a provider.
What if they do not deliver?
If you used protected payment, open a dispute and Paybrok reviews evidence before release or refund.
Is it legal?
Paybrok is non-custodial software. Each user is responsible for local reporting and compliance.