Main product
Protected international milestone payments
Agree on a job or purchase, share the link and protect USDC in a Soroban contract. The counterparty reviews the terms before accepting and funds are released as agreed.
Clear terms from the start
Buyer and provider set deliverables, milestones, dates, review and evidence. Paybrok protects the funds and records every agreement action.
How it works
- You agree on the work or purchase and split it into milestones.
- You create the agreement in Paybrok; choose USDC, EURC, BROK or XLM and review the selected asset minimum and fees before signing.
- You share the link through WhatsApp, email or another channel.
- The counterparty opens the link, creates or opens a Paybrok wallet, and reviews the total, milestones, review period, evidence and fees.
- The payer signs and protects funds in the selected asset in the Soroban contract.
- The provider records each delivery with its evidence: invoice, bill of lading, photo, PDF, network proof, link or reference.
- The payer verifies each stage and releases the corresponding tranche. Either party can open a dispute if needed.
Example use cases
Illustrative amounts and situations; these are not customer transactions.
Goods import
An importer in Quito pays 20,000 USDC to a supplier in Shanghai: deposit, shipment with BL and receipt in Guayaquil.
Professional services
A client pays 3,000 USDC to an architect: signing, draft and final plans.
Project development
A company pays 10,000 USDC by sprint, validating deliverables every two weeks.
Why it is different
Local signing
You control your wallet keys and sign each transaction from your device.
Evidence per milestone
Screenshots, files, references and comments stay linked to each agreement stage.
Dispute resolution
When a dispute is opened, Paybrok reviews the agreement and evidence to resolve the release or refund.
Clear costs
Create, lock, open a dispute and normal refunds cost 0%. Release uses progressive 2%, 1.5% and 1% tiers, with a minimum of 3 units in USDC, EURC or BROK. Arbitration uses those tiers on the disputed amount, with a minimum of 5 and maximum of 250 units of that asset, deducted from the recipient. XLM amounts use the USD quote fixed for the agreement and settle in XLM. BROK uses an internal calculation reference, not a redemption guarantee. Review the exact fee before signing. An arbitrated release also incurs the normal release fee.
Other Paybrok uses
Importers · Remittances · Freelancers · Stellar account
Release and review rules
Funds are released with client approval, through automatic release when enabled and its conditions and review period are met, or through dispute resolution. If there is a problem, open a dispute before the review period ends. Creating or accepting a link does not lock funds: confirm the Funds protected status before starting.