Open wallet

Main product

Milestone payments with real protection

Agree on a job or purchase with a specific account, share the contract and lock USDC in protected payment. The provider can accept, reject, attach documents and verify on-chain network proofs.

Quick example

A 20,000 USDC project can be split into 6,000 upfront, 8,000 after evidence of progress, and 6,000 at final delivery.

Paybrok does not claim to remove all risk: it structures funds, evidence, states and review.

How it works

  1. You agree on the work or purchase and split it into milestones.
  2. You create the agreement with the provider account.
  3. You share the link by WhatsApp, email or another channel; if that account already uses Paybrok, it also receives a notification.
  4. The provider reviews total, milestones, protected payment, pending amounts and accepts or rejects with their account.
  5. You deposit USDC into protected payment with a secure contract when enabled for the pilot.
  6. The counterparty progresses by stage and can upload evidence: invoice, bill of lading, photo, PDF, network proof, link or reference.
  7. You confirm each stage to release that tranche. If there is disagreement, you open a dispute with evidence.

Use cases

Goods import

An importer in Quito pays 20,000 USDC to a supplier in Shanghai: deposit, shipment with BL and receipt in Guayaquil.

Professional services

A client pays 3,000 USDC to an architect: signing, draft and final plans.

Project development

A company pays 10,000 USDC by sprint, validating deliverables every two weeks.

Why it is different

Local signing

You control your wallet keys and Paybrok never receives your recovery phrase.

Evidence per milestone

Screenshots, files, references and comments stay tied to the agreement.

Reviewable disputes

A designated administrator wallet can execute a release or refund under published dispute rules.

Clear costs

Create, lock, dispute and normal refunds cost 0%. Release uses a USD 3 minimum and progressive pricing; arbitration charges 0.5% of the disputed amount to whoever receives funds.

Other Paybrok uses

Importers · Remittances · Freelancers · Stellar account