Remittances
Remittances with escrow, receipts and tracking
Send USDC or EURC on Stellar and coordinate local delivery with verified bridges. Paybrok shows status, receipts, chat and hashes for the crypto side when applicable.
Current status
Paybrok is activating local providers in Ecuador, Colombia and Argentina. Routes expand based on demand and compliance.
Routes in development
Spain → Ecuador
EURC or USDC for families and providers.
US → Colombia
Fast payments with local exit when liquidity exists.
Italy → Argentina
Route under operational review.
Colombia → Venezuela
P2P route subject to providers and controls.
How it works
- The sender opens Remittances and defines origin country, destination country, amount, asset and delivery method.
- Paybrok searches for available bridges or providers by route, method, liquidity and limits.
- When a bridge is selected, digital dollars are locked in escrow when the route requires it.
- Local delivery can be documented with receipts, deposits, bank transfers, invoices, screenshots or account statements.
- My remittances shows pending, in-progress, paid, canceled or disputed remittances.
- If something fails, the remittance can be canceled before it advances or moved to review/dispute with evidence.
Tracking
Receipts and chat
Each remittance can keep conversation, receipts, screenshots, references and delivery documents.
Crypto hashes
Stellar Expert links are shown for escrow, release, refund or dispute. Bank delivery is proven with receipts.
Dedicated history
Remittances do not crowd the main menu: history lives inside Remittances and also feeds movements when relevant.
Simple comparison
| $500 transfer | Western Union | MoneyGram | Paybrok |
|---|---|---|---|
| Cost | Variable | Variable | Near-zero Stellar network fee + provider |
| Time | Minutes to days | Minutes to days | Seconds on-chain |
| Custody | Intermediary | Intermediary | Non-custodial wallet |